apple card reddit credit limit

A lot have had it drop to 1299 after hard inquiry but their limits are 300 and under for the most part. If your credit score is low for example if your FICO9 score is lower than 600 4 Goldman Sachs might.

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Ask Apple Card representative to increase the Apple card credit limit.

. I saw several stories and it looked like I could request a credit limit increase so I messaged Goldman Sachs via the wallet app and said I have several cards that are 20000 and 15000 and such but they only gave me 3000 and I would to know how I can get it re-evaluated. The highest Ive seen is 40k with the apple card. Ad Apply With Confidence.

I have not carried a monthly balance on my cards or missed a payment in 30 years. The Reddit user under the name PoliticalGuy2016 delivered a particularly biting critique of Apples AAPL 290 card in a post entitled Ive owned the Apple Card for 3. Not bad for a card that isnt considered tier 1 or anything.

How your Apple Card application is evaluated - Apple Support. Daily Cash 2 cash back with every purchase 3 with purchases at Apple clean look at your transactions. When you consider that the average credit card limit in the US.

Goldman Sachs uses TransUnion and other credit bureaus to evaluate your Apple Card application. If someone isnt pleased with the credit limit they receive for their Apple Card there is a quick and easy way to request a larger one. Hi Ive been paying my bill on time every month since november and recently i got a credit limit increase of 85.

Denied the Apple Card with a credit score of 775. But a day later with no activity the limit was immediately taken away. I have an 830 credit score 200Kyear salary and ZERO debt outside a small mortgage.

You can also scroll down to Credit Details to. Tap the icon on the top right corner. On your iPhone go to the Wallet app.

The average among credit cards for people with good credit is about 1884. Find the Right Capital One Card Offer for You. None of my other credit cards have a limit less than 20k.

Lisacahill 020721 The starting credit limit for the Apple Credit Card is 250. Select the Apple Card. I have declined the offer.

If your credit score is low. If your credit limit lower than expected you should have received an email to the email address used to apply explaining the reasons. Came here to say this.

The average credit card offer currently has a regular APR of roughly 1832. Yet Apple wont give me more than 8k. If youre not satisfied with your limit you might request a credit limit increase after 6 months of opening your account.

I asked for and was declined a credit increase. And my card utilization will be so high that it hurts my credit score in the long run. Apple Card is just pathetic.

I just applied the Apple Card through my phone. Reddit iOS Reddit Android Rereddit Communities About. Upon applying and being approved for the card each user is given a set limit for how much money they can spend on it.

The procedure can take 6 months or more. Credit limit no alterations Apple says 6 months you can ask. I used this apple card every day the first month I used over 300 transections thats over 10k basically I paid my card at.

I have an installment on 13 pro max but I have 1361 on it right now which is the highest so far but its not due until January 31 and I first started off a 250 credit limit when Apple Card first launched always pay my balance in full before due date never paid interest. Lower apr I have seen with people who have no credit. Whether youre looking to pick up more Apple gear and take advantage of the 6 holiday cashback need to pick up the new Mac Pro or just want a higher limit in general follow along below.

Credit Limit for Apple card is based on a number of factors. See Cards Youre Pre-Approved for Before Starting Your Application. See Cards With the Features You Want.

Select the Message icon to send your request to Goldman Sachs the cards issuer. 40K is the highest Ive seen reported. But yours may be more if your credit score income and other financial information qualify you for it.

Yes they approved me 2K it was my first apple product I never had an apple productservice before so this was my first one I ordered an iPhone using the card and from that day I stopped using my other credit cards. Theres a few people who have up to 50K limits Ive seen but not many. Sign in to view your Apple Card balances Apple Card Monthly Installments make payments and download your monthly statements.

The rep said give them a minute and. Goldman Sachs will require your credit history with Apple Card to increase the Apple credit card limit. Tap the More icon a circle with three dots.

You can file a dispute with TransUnion if you believe the credit score provided by them for your application is. Depending on your overall creditworthiness the interest rate that youre assigned could be anywhere from a low of 1099 to 2199 V at the most. This can be as little as 300 1000 or as much as 5000 or more.

With my 800 credit score I got 1000 usd credit limit not even enough for a new iPhone. Apple Card credit limit increase DPs. No late fees no annual fees no over limit fees no international fees on this credit card.

In 2019 for all cards held by a single person was 31015 its easy to see how keeping the balances low can increase credit.

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